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Demographics and justifications:
Expected Retirement Spending: (Use a spreadsheet to make this easier)
Earnings and Savings Behavior:
Create an estimate of your future annual earnings in a spreadsheet reporting the following assumptions:
If you do not use a linear salary growth rate please bold the figures that use a different assumption. For example if you give yourself a flat $10000 raise at age 30 because you predict a promotion that year bold the salary of the year in which the $10000 raise applies. If you see yourself leaving the workforce to return to school bold the reduced student salary you expect during those years.