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John and Daphne are saving for their daughter Ellenscollege education. Ellen jus

John and Daphne are saving for their daughter Ellenscollege education. Ellen just turned 10 at (t = 0) and she will beentering college 8 years from now (at t = 8). College tuition andexpenses atStateU.are currently $14500 a year but they areexpected to increase at a rate of 3.5% a year. Ellen shouldgraduate in 4 yearsif she takes longer or wants to go to graduateschool she will be on her own. Tuition and other costs will be dueat the beginning of each school year (at t = 8 9 10 and11).

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