JAMD Finance: online loan application and management platform

A loan platform for JAMD Finance that takes a borrower from online application through identity checks and approval to documents, EMI schedule and loan agreement.

Lending platform (fintech)

About the project

JAMD Finance (jamd.finance) is the lending company of JAMD Group. JAMD Group shares its founder with Deadline Masters, and this platform was designed, built and is maintained by the same team.

The challenge

A loan passes through many checks and hand-offs: the application, identity and bank verification, approval, documents and the repayment plan. Done on paper, every step adds delay and room for error.

What we built

The platform runs the full loan lifecycle in one system:

  • Online loan application
  • PAN and bank account verification through Digio
  • Aadhaar eKYC through Sandbox API
  • An approval workflow for the lending team
  • Loan documents, EMI schedule and loan agreement produced by the system
  • SMS updates to borrowers through MSG91

Where it is today

The platform is deployed and running on cloud servers.

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Facing a similar problem?

Tell us what you need and when you need it. We will reply with questions, then a written proposal with scope, milestones and cost.